Commercial Capital.
$5K – $20M.

Working capital for American businesses. Up to $20M, funded in as little as 24 hours — without the runaround.

Recent approvalLive

Approved amount

$185,000

Term

12 months

Factor rate

1.24

Industry

Restaurant · NJ

Funded

22h 14m

Today's average

$94,720

RestaurantsTruckingMedicalRetailConstructionAuto repairSalonsE-commerceProfessional servicesManufacturingWholesaleLogisticsRestaurantsTruckingMedicalRetailConstructionAuto repairSalonsE-commerceProfessional servicesManufacturingWholesaleLogistics

Our approach

How we underwrite.

We fund businesses, not scores.

Banks see a number. We see cash flow, customer base, and momentum. Strong businesses deserve capital even when the credit report doesn't tell the full story.

No runaround, no bait-and-switch.

Terms are in writing before you sign. The factor rate, total repayment, and remittance schedule are locked in — not revealed after commitment. If the numbers don't work for you, they don't work for us either.

Capital tailored to your business.

A cash advance isn't right for every operator. Some need a revolving line. Some need a multi-year term. We structure the product to the business, not the reverse.

By the numbers

Built for the businesses banks pass on.

$0M+

Capital deployed

Across 10,000+ businesses

0h

Funding speed

From application to deposit

0%

Approval rate

For qualified applicants

0.00×

Lowest factor

On qualifying MCA deals

How it works

From application to deposit, in three steps.

013 min

Apply

Three minutes. Basics about your business and last three months of revenue. No credit pull at this stage.

02Same day

Approved

Our underwriting desk reviews your file, prices it against our own capital, and presents terms — usually same day.

0324 hours

Funded

Sign electronically. Capital lands in your operating account, often within 24 hours of approval.

What you'll need

Everything we need to get moving.

Application

3 minutes

Business basics, owner information, and a few details about revenue. No credit pull at this stage.

Bank statements

4 months

Upload the last four months of business bank statements. These are how we verify revenue and match the right product.

Approval

Hours, not weeks

Most complete applications receive an offer the same business day. Capital can hit your account within 24 hours of signing.

Industries we fund

Main Street, funded.

We fund the businesses that keep neighborhoods running. 10,000+ and counting.

Restaurants

Expansion, equipment, seasonal cash flow.

2,050

Trucking & Logistics

Fleet additions, repairs, fuel cost gaps.

1,820

Medical & Dental

Equipment, build-outs, insurance reimbursement timing.

1,440

Retail & E-commerce

Inventory buys, seasonal stocking, new locations.

1,290

Construction & Trades

Material costs, payroll between draws, new equipment.

1,100

Auto Repair & Body

Parts, tools, lift additions, shop expansion.

830

Salons & Beauty

Build-outs, chair additions, product inventory.

690

Professional Services

Office build-outs, hiring, marketing spend.

630

Wholesale & Distribution

Bulk inventory, warehouse expansion, fleet.

470

In the operators' words

Plain talk from the businesses we've funded.

Closed in 19 hours. Straightforward terms, no surprises.
Marcus D., Delgado Auto Body · Queens, NY
I'd been declined by two banks. Green Advance had an offer in my inbox before the end of the day.
Rosa C., Casa Rosa Restaurant · Miami, FL
Second round of funding through Green Advance. Terms got better as my business grew. Rare.
Jamal P., Precision Trucking LLC · Newark, NJ

Frequently asked

Answers before you call.

Get funded

Your next move,
funded.

Three minutes to apply. A funding advisor calls you back within an hour. Capital can hit your account inside a day.

Your information is encrypted in transit and at rest. Credit inquiries are performed only with your explicit authorization. Green Advance Capital does not sell personal information.